I fully support this new act, it's about time we see some positive changes in the housing market. How will it impact down payment requirements?
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This bill, designated as H.R. 9460 in the 119th Congress and introduced on June 25, 2026, aims to amend the Federal Home Loan Mortgage Corporation Act and the Federal National Mortgage Association Charter Act to establish ownership requirements for certain mortgage assets held by the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association, among other purposes.
How will this impact me? ✨
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