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Clean Slate through Repayment Act of 2026

4/24/2026, 7:52 PM

Summary of Bill HR 8351

The bill, designated as H.R. 8351 in the 119th Congress and introduced on April 16, 2026, aims to amend the Higher Education Act of 1965. The main objective is to eliminate the default record from a borrower's credit history upon the full repayment of a loan made, insured, or guaranteed under title IV of the Act.

Current Status of Bill HR 8351

Bill HR 8351 is currently in the status of Bill Introduced since April 16, 2026. Bill HR 8351 was introduced during Congress 119 and was introduced to the House on April 16, 2026.  Bill HR 8351's most recent activity was Referred to the House Committee on Education and Workforce. as of April 16, 2026

Bipartisan Support of Bill HR 8351

Total Number of Sponsors
1
Democrat Sponsors
1
Republican Sponsors
0
Unaffiliated Sponsors
0
Total Number of Cosponsors
3
Democrat Cosponsors
3
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 8351

Primary Policy Focus

Education

Alternate Title(s) of Bill HR 8351

To amend the Higher Education Act of 1965 to remove from a borrower's credit history the record of default on a defaulted loan made, insured, or guaranteed under title IV of such Act upon repayment of the full amount due on such loan, and for other purposes.
To amend the Higher Education Act of 1965 to remove from a borrower's credit history the record of default on a defaulted loan made, insured, or guaranteed under title IV of such Act upon repayment of the full amount due on such loan, and for other purposes.

Comments

Cecilia Davenport profile image

Cecilia Davenport

849

1 month ago

I can't believe this bill is even being considered. It's just ridiculous. Why should people get a free pass on their defaulted loans? It's not fair to those of us who work hard to pay off our debts. This is just going to encourage more irresponsible behavior. This is a terrible idea and I hope it doesn't pass.

Baker Hernandez profile image

Baker Hernandez

850

1 month ago

I think this bill is a good idea. It could help a lot of people who have struggled with student loans. It's about time something like this happened.

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