5
4
4
Mortgage Insurance Freedom Act
10/4/2025, 4:53 AM
Summary of Bill HR 5508
The bill "H.R. 5508" introduced in the 119th Congress on September 19, 2025, aims to amend the National Housing Act to limit the imposition of annual mortgage insurance premiums once a 78 percent loan-to-value ratio is attained.
Read the Full Bill
Current Status of Bill HR 5508
Bill HR 5508 is currently in the status of Bill Introduced since September 19, 2025. Bill HR 5508 was introduced during Congress 119 and was introduced to the House on September 19, 2025. Bill HR 5508's most recent activity was Referred to the House Committee on Financial Services. as of September 19, 2025
Bipartisan Support of Bill HR 5508
Total Number of Sponsors
1Democrat Sponsors
1Republican Sponsors
0Unaffiliated Sponsors
0Total Number of Cosponsors
1Democrat Cosponsors
0Republican Cosponsors
1Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 5508
Primary Policy Focus
Alternate Title(s) of Bill HR 5508
To amend the National Housing Act to restrict the collection of annual mortgage insurance premiums when a 78 percent loan-to value ratio is reached, and for other purposes.
To amend the National Housing Act to restrict the collection of annual mortgage insurance premiums when a 78 percent loan-to value ratio is reached, and for other purposes.
Comments
Sponsors and Cosponsors of HR 5508
Latest Bills
Stop Secret Spending Act of 2025
Bill HR 2069August 11, 2026
National Defense Authorization Act for Fiscal Year 2027
Bill HR 8800August 11, 2026
Youth Poisoning Protection Act
Bill S 289August 11, 2026
Strengthening the Rule of Law in the Brazilian Amazon Act
Bill S 2578August 11, 2026
PEACE in Sudan Act
Bill S 4726August 11, 2026
Arctic Security and Diplomacy Act
Bill S 4708August 11, 2026
Eliminate PRC Organized Crime Act
Bill S 4723August 11, 2026
American Decade of Sports Act
Bill S 3676August 11, 2026
UNLOCK AUKUS Act
Bill S 4709August 11, 2026
Reassessing the United States-Tanzania Bilateral Relationship Act
Bill S 4577August 11, 2026