Mortgage Insurance Freedom Act

Hozzl · 2025-10-04T04:53:17Z

Explore the details of House Bill 5508 Mortgage Insurance Freedom Act currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on undefined. Stay informed on legislative developments.

10/4/2025, 4:53 AM

Summary of Bill HR 5508

The bill "H.R. 5508" introduced in the 119th Congress on September 19, 2025, aims to amend the National Housing Act to limit the imposition of annual mortgage insurance premiums once a 78 percent loan-to-value ratio is attained.

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Current Status of Bill HR 5508

Bill HR 5508 is currently in the status of Bill Introduced since September 19, 2025. Bill HR 5508 was introduced during Congress 119 and was introduced to the House on September 19, 2025. Bill HR 5508's most recent activity was Referred to the House Committee on Financial Services. as of September 19, 2025

Bipartisan Support of Bill HR 5508

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Policy Area and Potential Impact of Bill HR 5508

Primary Policy Focus

Alternate Title(s) of Bill HR 5508

To amend the National Housing Act to restrict the collection of annual mortgage insurance premiums when a 78 percent loan-to value ratio is reached, and for other purposes.