2
4
4
American Homeowner Crypto Modernization Act of 2025
7/31/2025, 12:12 PM
Summary of Bill HR 4374
This bill, designated as H.R. 4374 in the 119th Congress and introduced on July 14, 2025, aims to mandate agencies to update mortgage underwriting programs to include consideration of borrower funds in cryptocurrency exchange-associated brokerage accounts during the mortgage credit evaluation process.
Read the Full Bill
Current Status of Bill HR 4374
Bill HR 4374 is currently in the status of Bill Introduced since July 14, 2025. Bill HR 4374 was introduced during Congress 119 and was introduced to the House on July 14, 2025. Bill HR 4374's most recent activity was Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. as of July 14, 2025
Bipartisan Support of Bill HR 4374
Total Number of Sponsors
3Democrat Sponsors
0Republican Sponsors
3Unaffiliated Sponsors
0Total Number of Cosponsors
0Democrat Cosponsors
0Republican Cosponsors
0Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 4374
Primary Policy Focus
Finance and Financial SectorAlternate Title(s) of Bill HR 4374
To require agencies to update mortgage underwriting programs, guidelines, standards, and systems to require lenders to consider, in the mortgage credit evaluation process, any amounts a borrower has in any brokerage account associated with a cryptocurrency exchange.
To require agencies to update mortgage underwriting programs, guidelines, standards, and systems to require lenders to consider, in the mortgage credit evaluation process, any amounts a borrower has in any brokerage account associated with a cryptocurrency exchange.
Comments
Sponsors and Cosponsors of HR 4374
Latest Bills
Community Bank Relief Act
Bill HR 7484February 20, 2026
Recognizing the cultural and historical significance of Mardi Gras and the celebration's origins in Mobile, Alabama.
Bill HRES 1051February 20, 2026
To impose a 30 percent duty on sheep products and lamb products from Australia or New Zealand.
Bill HR 7276February 20, 2026
Towing Safety Act
Bill HR 7321February 20, 2026
Michigan-Canada Partnership Act
Bill HR 7492February 20, 2026
Justice for Shireen Act
Bill HR 7281February 20, 2026
Save the Kurds Act
Bill S 3740February 20, 2026
AV Safety Data Act
Bill S 3742February 20, 2026
Nonprofit Security Grant Program Transparency Act
Bill HR 7382February 20, 2026
End Prison Gerrymandering Act
Bill HR 7375February 20, 2026