2
4
4
American Homeowner Crypto Modernization Act of 2025
7/31/2025, 12:12 PM
Summary of Bill HR 4374
This bill, designated as H.R. 4374 in the 119th Congress and introduced on July 14, 2025, aims to mandate agencies to update mortgage underwriting programs to include consideration of borrower funds in cryptocurrency exchange-associated brokerage accounts during the mortgage credit evaluation process.
Read the Full Bill
Current Status of Bill HR 4374
Bill HR 4374 is currently in the status of Bill Introduced since July 14, 2025. Bill HR 4374 was introduced during Congress 119 and was introduced to the House on July 14, 2025. Bill HR 4374's most recent activity was Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. as of July 14, 2025
Bipartisan Support of Bill HR 4374
Total Number of Sponsors
3Democrat Sponsors
0Republican Sponsors
3Unaffiliated Sponsors
0Total Number of Cosponsors
0Democrat Cosponsors
0Republican Cosponsors
0Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 4374
Primary Policy Focus
Finance and Financial SectorAlternate Title(s) of Bill HR 4374
To require agencies to update mortgage underwriting programs, guidelines, standards, and systems to require lenders to consider, in the mortgage credit evaluation process, any amounts a borrower has in any brokerage account associated with a cryptocurrency exchange.
To require agencies to update mortgage underwriting programs, guidelines, standards, and systems to require lenders to consider, in the mortgage credit evaluation process, any amounts a borrower has in any brokerage account associated with a cryptocurrency exchange.
Comments
Sponsors and Cosponsors of HR 4374
Latest Bills
To direct the United States Postal Service to designate a single, unique ZIP Code for Highland City, Utah.
Bill HR 6399April 16, 2026
MIND Our Veterans Act of 2025
Bill S 3245April 16, 2026
Family Caregiving Research and Innovation Act
Bill S 3232April 16, 2026
Veterans Prosthetics Advancement and Reform Act
Bill S 2981April 16, 2026
Stop DC CAMERA Act
Bill HR 5525April 16, 2026
Safe Step Act
Bill S 2903April 16, 2026
Stand Strong Falls Prevention Act
Bill S 2833April 16, 2026
Child Care Modernization Act of 2025
Bill S 2828April 16, 2026
988 LGBTQ+ Youth Access Act of 2025
Bill S 2826April 16, 2026
Supporting Our Seniors Act
Bill S 2762April 16, 2026