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FEMA Temporary Housing Assistance Improvement Act
4/6/2025, 4:53 AM
Summary of Bill HR 2535
Currently, when individuals or communities receive assistance from the federal government for disaster relief and emergency assistance, the President has the authority to consider any insurance coverage they may have as a duplication of benefits. This means that the amount of assistance they receive from the government could be reduced based on the insurance coverage they have.
The Duplication of Benefits Clarification Act seeks to change this practice by prohibiting the President from taking insurance coverage into account when determining the amount of assistance individuals or communities are eligible to receive under the Stafford Act. This would ensure that individuals and communities affected by disasters are not penalized for having insurance coverage and are able to receive the full amount of assistance they are entitled to. Overall, this bill aims to provide clarity and fairness in the distribution of disaster relief and emergency assistance, ensuring that those in need receive the support they require without being penalized for having insurance coverage.
Congressional Summary of HR 2535
FEMA Temporary Housing Assistance Improvement Act
This bill enables individuals or households to receive temporary housing assistance from the Federal Emergency Management Agency (FEMA) following a disaster (i.e., funds for renting housing or housing provided by FEMA) regardless of the recipient’s insurance status.
Under current law, in determining whether an individual or household is eligible for temporary housing assistance, FEMA generally must determine whether the applicant has insurance that will cover those same expenses, to avoid a duplication of benefits. The bill prohibits FEMA from considering insurance a duplication of benefits when determining an individual or household’s eligibility for temporary housing assistance, removing the need for FEMA to determine insurance coverage prior to providing the assistance.
Read the Full Bill
Current Status of Bill HR 2535
Bipartisan Support of Bill HR 2535
Total Number of Sponsors
1Democrat Sponsors
1Republican Sponsors
0Unaffiliated Sponsors
0Total Number of Cosponsors
1Democrat Cosponsors
1Republican Cosponsors
0Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 2535
Primary Policy Focus
Alternate Title(s) of Bill HR 2535
Comments

Apollo Hobbs
11 months ago
This bill hurts families.

