To amend title XVIII of the Social Security Act to provide for the guaranteed issue of Medigap policies to all Medigap-eligible Medicare beneficiaries and Medicare Advantage enrollees, and for other purposes.

Bill 118 hr 10437, also known as the Guaranteed Issue of Medigap Policies Act, aims to amend title XVIII of the Social Security Act to ensure that all Medigap-eligible Medicare beneficiaries and Medicare Advantage enrollees have access to Medigap policies.

Currently, Medigap policies are supplemental insurance plans that help cover costs not covered by Medicare, such as copayments, coinsurance, and deductibles. However, some Medigap-eligible individuals may be denied coverage based on pre-existing conditions or other factors.

This bill seeks to guarantee that all Medigap-eligible individuals have the right to purchase a Medigap policy, regardless of their health status or other factors. This will provide greater financial security and peace of mind for Medicare beneficiaries, ensuring that they have access to the coverage they need to afford necessary medical care. In addition to guaranteeing issue of Medigap policies, the bill may also include provisions to improve transparency and consumer protections in the Medigap insurance market. Overall, the Guaranteed Issue of Medigap Policies Act aims to improve access to affordable and comprehensive healthcare coverage for Medicare beneficiaries, promoting better health outcomes and financial security for older Americans.