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Providing for consideration of the bill (H.R. 3192) to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes, and providing for proceedings during the period from October 12, 2015, through October 19, 2015.

4/7/2025, 3:21 PM

Summary of Bill HRES 462

Bill 114 H.Res. 462, also known as the "Providing for Consideration of the Bill (H.R. 3192)" is a piece of legislation that focuses on providing a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act. This bill aims to give lenders a temporary reprieve from certain disclosure requirements in order to allow for a smoother transition and implementation of new regulations.

Additionally, the bill outlines specific proceedings that will take place during the period from October 12, 2015, through October 19, 2015. These proceedings are likely to involve discussions and debates surrounding the temporary safe harbor provision and its implications for both lenders and borrowers.

Overall, Bill 114 H.Res. 462 seeks to address concerns and challenges related to the integration of disclosure requirements for mortgage loan transactions, while also providing a structured framework for discussions and decision-making within the specified time period.

Current Status of Bill HRES 462

Bill HRES 462 is currently in the status of Bill Introduced since October 6, 2015. Bill HRES 462 was introduced during Congress 114 and was introduced to the House on October 6, 2015.  Bill HRES 462's most recent activity was Motion to reconsider laid on the table Agreed to without objection. as of October 7, 2015

Bipartisan Support of Bill HRES 462

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
0
Democrat Cosponsors
0
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HRES 462

Primary Policy Focus

Congress

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