Risk-Based Capital Study Act of 2015

Bill 114 hr 2769, also known as the Risk-Based Capital Study Act of 2015, is a piece of legislation introduced in the US Congress. The purpose of this bill is to require the National Credit Union Administration (NCUA) to conduct a study on the impact of the agency's proposed risk-based capital rule on credit unions.

The bill specifically calls for the NCUA to analyze how the proposed rule would affect the safety and soundness of credit unions, as well as the availability of credit to consumers. The study would also examine the potential impact on the overall economy, including job creation and economic growth.

Additionally, the bill requires the NCUA to consult with stakeholders, including credit unions, industry experts, and consumer advocates, in conducting the study. The agency would be required to submit a report to Congress detailing its findings and recommendations within a specified timeframe. Overall, the Risk-Based Capital Study Act of 2015 aims to ensure that the NCUA's regulations are based on sound research and analysis, and that they do not unduly burden credit unions or hinder their ability to serve their members.