Targeting Rogue and Opaque Letters Act of 2015

Bill 114 hr 2045, also known as the Targeting Rogue and Opaque Letters Act of 2015, aims to address the issue of fraudulent and deceptive letters that are sent to individuals in order to scam them out of money or personal information. The bill specifically targets companies or individuals who send these types of letters with the intent to deceive or defraud the recipient.

The bill includes provisions that require companies to clearly identify themselves in any correspondence sent to individuals, as well as provide contact information for the recipient to verify the legitimacy of the letter. Additionally, the bill prohibits companies from using misleading or deceptive language in their letters, and requires them to clearly disclose the purpose of the correspondence.

Furthermore, the bill establishes penalties for companies found to be in violation of these provisions, including fines and potential criminal charges. It also allows individuals who have been targeted by fraudulent letters to seek damages in civil court. Overall, the Targeting Rogue and Opaque Letters Act of 2015 aims to protect consumers from falling victim to scams and fraudulent schemes perpetrated through deceptive letters. By holding companies accountable for their actions and providing recourse for individuals who have been harmed, the bill seeks to promote transparency and honesty in communication.