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Pony Up Act
2/11/2025, 12:53 PM
Summary of Bill HR 431
The main purpose of this legislation is to hold the USPS accountable for any delays in mail delivery that result in financial penalties for individuals. By reimbursing these fees, the USPS would be incentivized to improve their mail delivery services and ensure that bills are delivered in a timely manner.
In addition to reimbursing late payment fees, the bill also includes provisions for other purposes related to mail delivery services. These additional purposes are not specified in the summary provided, but may include measures to improve mail delivery efficiency, reduce delays, and enhance customer satisfaction. Overall, Bill 119 HR 431 seeks to protect individuals from financial harm caused by delays in mail delivery and hold the USPS accountable for ensuring timely delivery of bills and other important documents.
Congressional Summary of HR 431
Pony Up Act
This bill requires the U.S. Postal Service (USPS) to pay a citizen for late payment fees or penalties incurred due to late delivery of mail by USPS.
Late delivery of mail means that (1) USPS received a bill or notice of bill at least 12 days prior to the payment due date and delivered such bill or notice of bill less than 6 days prior to the payment due date; or (2) USPS received a payment at least 5 days prior to the payment due date and delivered such payment after the due date.
USPS is not required to pay a citizen for late payment fees or penalties when a bill, notice of bill, or payment is delayed for reasons outside of USPS control (for example, if a major disaster or emergency declared by the President caused the delay).





