HELPER Act of 2023

3/14/2024, 4:05 AM

Summary of Bill HR 3170

The HELPER Act of 2023, also known as Bill 118 hr 3170, is a piece of legislation currently being considered by the US Congress. The main goal of this bill is to provide financial assistance to low-income families and individuals who are struggling to make ends meet.

One of the key provisions of the HELPER Act is the establishment of a new program that would provide direct cash payments to eligible recipients. These payments would be designed to help cover basic living expenses such as rent, utilities, and groceries. The amount of the payments would be determined based on the recipient's income level and family size.

In addition to the cash payments, the HELPER Act also includes provisions to expand access to affordable housing and healthcare for low-income individuals. This would include funding for the construction of new affordable housing units and the expansion of Medicaid coverage to more low-income individuals. Overall, the HELPER Act is aimed at addressing the growing income inequality in the United States and providing much-needed assistance to those who are struggling to make ends meet. Supporters of the bill argue that it is a necessary step to ensure that all Americans have access to the basic necessities of life, regardless of their income level. Critics, however, raise concerns about the cost of the program and its potential impact on the federal budget. As the HELPER Act continues to make its way through the legislative process, it will be important for lawmakers to carefully consider the potential benefits and drawbacks of the bill in order to make an informed decision about its passage.

Congressional Summary of HR 3170

Homes for Every Local Protector, Educator, and Responder Act of 2023 or the HELPER Act of 2023

This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.

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Current Status of Bill HR 3170

Bill HR 3170 is currently in the status of Bill Introduced since May 10, 2023. Bill HR 3170 was introduced during Congress 118 and was introduced to the House on May 10, 2023.  Bill HR 3170's most recent activity was Referred to the House Committee on Financial Services. as of May 10, 2023

Bipartisan Support of Bill HR 3170

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
240
Democrat Cosponsors
160
Republican Cosponsors
80
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 3170

Primary Policy Focus

Finance and Financial Sector

Potential Impact Areas

First responders and emergency personnelHousing finance and home ownershipLife, casualty, property insurance

Alternate Title(s) of Bill HR 3170

HELPER Act of 2023HELPER Act of 2023Homes for Every Local Protector, Educator, and Responder Act of 2023To amend the National Housing Act to establish a mortgage insurance program for first responders, and for other purposes.
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Sponsors and Cosponsors of HR 3170

R
John H. Rutherford
Florida(Republican)
R
Susan Wild
Pennsylvania(Democrat)
R
Jennifer Wexton
Virginia(Democrat)
R
Michael Waltz
Florida(Republican)
R
Bonnie Watson Coleman
New Jersey(Democrat)
R
Bruce Westerman
Arkansas(Republican)

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