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Coronavirus Credit Lapse Forgiveness Act
2/8/2022, 11:15 PM
Congressional Summary of HR 6413
Coronavirus Credit Lapse Forgiveness Act
This bill generally prohibits credit reporting agencies from reporting adverse information regarding debt (1) arising from a COVID-19 (i.e., coronavirus disease 2019) related illness, and (2) incurred within one year of enactment of this bill. This prohibition applies to debt incurred by individuals earning less than $50,000 a year, or a married couple filing jointly earning less than $75,000 a year.
Read the Full Bill
Current Status of Bill HR 6413
Bill HR 6413 is currently in the status of Bill Introduced since March 27, 2020. Bill HR 6413 was introduced during Congress 116 and was introduced to the House on March 27, 2020. Bill HR 6413's most recent activity was Referred to the House Committee on Financial Services. as of March 27, 2020
Bipartisan Support of Bill HR 6413
Total Number of Sponsors
1Democrat Sponsors
0Republican Sponsors
1Unaffiliated Sponsors
0Total Number of Cosponsors
0Democrat Cosponsors
0Republican Cosponsors
0Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 6413
Primary Policy Focus
Finance and Financial SectorPotential Impact Areas
- Cardiovascular and respiratory health
- Consumer credit
- Emergency medical services and trauma care
- Infectious and parasitic diseases
Alternate Title(s) of Bill HR 6413
Coronavirus Credit Lapse Forgiveness Act
To amend the Fair Credit Reporting Act to prohibit consumer reporting agencies from including any adverse item of information on the consumer report of an individual with respect to debt related to a COVID-19 related illness, and for other purposes.
Coronavirus Credit Lapse Forgiveness Act
Comments
Sponsors and Cosponsors of HR 6413
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