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Coronavirus Credit Lapse Forgiveness Act

2/8/2022, 11:15 PM

Congressional Summary of HR 6413

Coronavirus Credit Lapse Forgiveness Act

This bill generally prohibits credit reporting agencies from reporting adverse information regarding debt (1) arising from a COVID-19 (i.e., coronavirus disease 2019) related illness, and (2) incurred within one year of enactment of this bill. This prohibition applies to debt incurred by individuals earning less than $50,000 a year, or a married couple filing jointly earning less than $75,000 a year.

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Current Status of Bill HR 6413

Bill HR 6413 is currently in the status of Bill Introduced since March 27, 2020. Bill HR 6413 was introduced during Congress 116 and was introduced to the House on March 27, 2020.  Bill HR 6413's most recent activity was Referred to the House Committee on Financial Services. as of March 27, 2020

Bipartisan Support of Bill HR 6413

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
0
Democrat Cosponsors
0
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 6413

Primary Policy Focus

Finance and Financial Sector

Potential Impact Areas

- Cardiovascular and respiratory health
- Consumer credit
- Emergency medical services and trauma care
- Infectious and parasitic diseases

Alternate Title(s) of Bill HR 6413

Coronavirus Credit Lapse Forgiveness Act
To amend the Fair Credit Reporting Act to prohibit consumer reporting agencies from including any adverse item of information on the consumer report of an individual with respect to debt related to a COVID-19 related illness, and for other purposes.
Coronavirus Credit Lapse Forgiveness Act

Comments

Sponsors and Cosponsors of HR 6413

Gregory F. Murphy
Gregory F. Murphy
North CarolinaRepublican

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