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Interagency Pandemic Guidance for Consumers Act
8/10/2022, 11:29 PM
Congressional Summary of HR 6378
Interagency Pandemic Guidance for Consumers Act
This bill directs financial regulators to issue interagency guidance regarding consumer debt relief options (e.g., deferment, forbearance, and affordable payment plans) in the event of a major disaster or pandemic. Financial regulators must also test financial institutions' response to a pandemic or major disaster every five years and report the results to Congress.
Read the Full Bill
Current Status of Bill HR 6378
Bill HR 6378 is currently in the status of Bill Introduced since March 23, 2020. Bill HR 6378 was introduced during Congress 116 and was introduced to the House on March 23, 2020. Bill HR 6378's most recent activity was Referred to the Committee on Financial Services, and in addition to the Committee on Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. as of March 23, 2020
Bipartisan Support of Bill HR 6378
Total Number of Sponsors
1Democrat Sponsors
1Republican Sponsors
0Unaffiliated Sponsors
0Total Number of Cosponsors
1Democrat Cosponsors
1Republican Cosponsors
0Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 6378
Primary Policy Focus
Finance and Financial SectorPotential Impact Areas
- Banking and financial institutions regulation
- Congressional oversight
- Consumer Financial Protection Bureau
- Consumer credit
- Debt collection
- Department of Agriculture
- Department of Housing and Urban Development
- Disaster relief and insurance
- Emergency medical services and trauma care
- Federal Deposit Insurance Corporation (FDIC)
- Federal Housing Finance Agency
- Federal Reserve System
- Financial crises and stabilization
- Government information and archives
- Infectious and parasitic diseases
- National Credit Union Administration
- Wages and earnings
Alternate Title(s) of Bill HR 6378
Interagency Pandemic Guidance for Consumers Act
To require the Federal financial regulators to issue interagency regulatory guidance in order to provide forms of relief to borrowers and customers during pandemics and major disasters, to continue to operate and provide services and lending, and to require such regulators to conduct testing with financial institutions to assess pandemic or disaster preparedness, and for other purposes.
Interagency Pandemic Guidance for Consumers Act
Comments
Sponsors and Cosponsors of HR 6378
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