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Interagency Pandemic Guidance for Consumers Act

8/10/2022, 11:29 PM

Congressional Summary of HR 6378

Interagency Pandemic Guidance for Consumers Act

This bill directs financial regulators to issue interagency guidance regarding consumer debt relief options (e.g., deferment, forbearance, and affordable payment plans) in the event of a major disaster or pandemic. Financial regulators must also test financial institutions' response to a pandemic or major disaster every five years and report the results to Congress.

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Current Status of Bill HR 6378

Bill HR 6378 is currently in the status of Bill Introduced since March 23, 2020. Bill HR 6378 was introduced during Congress 116 and was introduced to the House on March 23, 2020.  Bill HR 6378's most recent activity was Referred to the Committee on Financial Services, and in addition to the Committee on Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. as of March 23, 2020

Bipartisan Support of Bill HR 6378

Total Number of Sponsors
1
Democrat Sponsors
1
Republican Sponsors
0
Unaffiliated Sponsors
0
Total Number of Cosponsors
1
Democrat Cosponsors
1
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 6378

Primary Policy Focus

Finance and Financial Sector

Potential Impact Areas

- Banking and financial institutions regulation
- Congressional oversight
- Consumer Financial Protection Bureau
- Consumer credit
- Debt collection
- Department of Agriculture
- Department of Housing and Urban Development
- Disaster relief and insurance
- Emergency medical services and trauma care
- Federal Deposit Insurance Corporation (FDIC)
- Federal Housing Finance Agency
- Federal Reserve System
- Financial crises and stabilization
- Government information and archives
- Infectious and parasitic diseases
- National Credit Union Administration
- Wages and earnings

Alternate Title(s) of Bill HR 6378

Interagency Pandemic Guidance for Consumers Act
To require the Federal financial regulators to issue interagency regulatory guidance in order to provide forms of relief to borrowers and customers during pandemics and major disasters, to continue to operate and provide services and lending, and to require such regulators to conduct testing with financial institutions to assess pandemic or disaster preparedness, and for other purposes.
Interagency Pandemic Guidance for Consumers Act

Comments

Sponsors and Cosponsors of HR 6378

Jennifer Wexton
Jennifer Wexton
VirginiaDemocrat
Maxine Waters
Maxine Waters
CaliforniaDemocrat

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