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Fair Student Loan Debt Collection Practices Act

10/28/2022, 1:46 AM

Congressional Summary of HR 5287

Fair Student Loan Debt Collection Practices Act

This bill prohibits a debt collector from collecting on federal student loan debt owed by a borrower earning under a certain income. Specifically, a federal student loan debt collector may not attempt to collect if a borrower would qualify for a zero-dollar payment under an income-driven repayment plan. Additionally, a debt collector may not attempt to collect an amount greater than the payment the borrower would owe under such a plan.

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Current Status of Bill HR 5287

Bill HR 5287 is currently in the status of Bill Introduced since December 3, 2019. Bill HR 5287 was introduced during Congress 116 and was introduced to the House on December 3, 2019.  Bill HR 5287's most recent activity was Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law. as of December 19, 2019

Bipartisan Support of Bill HR 5287

Total Number of Sponsors
1
Democrat Sponsors
1
Republican Sponsors
0
Unaffiliated Sponsors
0
Total Number of Cosponsors
1
Democrat Cosponsors
1
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 5287

Primary Policy Focus

Finance and Financial Sector

Potential Impact Areas

- Debt collection
- Government lending and loan guarantees
- Student aid and college costs

Alternate Title(s) of Bill HR 5287

Fair Student Loan Debt Collection Practices Act
To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting on certain Federal student loan debt when the borrower would not be required to make payments under an income-driven repayment plan, and for other purposes.
Fair Student Loan Debt Collection Practices Act

Comments

Sponsors and Cosponsors of HR 5287

Al Lawson, Jr.
Al Lawson, Jr.
FloridaDemocrat
Frank Pallone, Jr.
Frank Pallone, Jr.
New JerseyDemocrat

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