A bill to amend the Federal Credit Union Act to exclude extensions of credit made to veterans from the definition of a member business loan.

1/17/2025, 11:56 AM
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Bill 119 s 110, also known as the Veterans' Credit Protection Act, is a proposed amendment to the Federal Credit Union Act. The purpose of this bill is to exclude extensions of credit made to veterans from being classified as member business loans.

Currently, under the Federal Credit Union Act, member business loans are subject to certain restrictions and regulations. By excluding extensions of credit made to veterans from this classification, the bill aims to provide veterans with greater access to credit and financial services without being subject to the same regulations that apply to traditional member business loans.

The bill is designed to support and assist veterans in obtaining the financial resources they need to start or grow their businesses, purchase homes, or meet other financial needs. By exempting veterans from the member business loan classification, credit unions will be able to offer more flexible and tailored financial products to veterans, helping them achieve their financial goals. Overall, the Veterans' Credit Protection Act seeks to provide veterans with greater access to credit and financial services, while also ensuring that credit unions can continue to support and serve the needs of this important group of individuals.
Congress
119

Number
S - 110

Introduced on
2025-01-16

# Amendments
0

Sponsors
+5

Cosponsors
+5

Status of Legislation

Bill Introduced
Introduced to House
House to Vote
Introduced to Senate
Senate to Vote

Purpose and Summary

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Bill 119 s 110, also known as the Veterans' Credit Protection Act, is a proposed amendment to the Federal Credit Union Act. The purpose of this bill is to exclude extensions of credit made to veterans from being classified as member business loans.

Currently, under the Federal Credit Union Act, member business loans are subject to certain restrictions and regulations. By excluding extensions of credit made to veterans from this classification, the bill aims to provide veterans with greater access to credit and financial services without being subject to the same regulations that apply to traditional member business loans.

The bill is designed to support and assist veterans in obtaining the financial resources they need to start or grow their businesses, purchase homes, or meet other financial needs. By exempting veterans from the member business loan classification, credit unions will be able to offer more flexible and tailored financial products to veterans, helping them achieve their financial goals. Overall, the Veterans' Credit Protection Act seeks to provide veterans with greater access to credit and financial services, while also ensuring that credit unions can continue to support and serve the needs of this important group of individuals.
Alternative Names
Official Title as IntroducedA bill to amend the Federal Credit Union Act to exclude extensions of credit made to veterans from the definition of a member business loan.

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Recent Activity

Latest Action1/16/2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.