Bill 118 hr 3074, also known as the Due Process Continuity of Care Act, is a piece of legislation currently being considered by the US Congress. The main goal of this bill is to ensure that individuals who are receiving mental health treatment are able to continue receiving care without interruption, even if their insurance coverage changes.
The bill specifically addresses the issue of "step therapy," which is a practice used by insurance companies to require patients to try less expensive medications before they can access more expensive treatments. This can often result in delays in care and can be harmful to individuals with mental health conditions.
The Due Process Continuity of Care Act would require insurance companies to provide a clear and transparent process for patients to appeal step therapy requirements. It would also ensure that patients who are stable on their current medication are able to continue receiving that medication without interruption, even if their insurance coverage changes.
Overall, this bill aims to protect the rights of individuals with mental health conditions and ensure that they are able to access the care they need without unnecessary barriers. It has received bipartisan support in Congress and is currently being reviewed by the relevant committees.