VALID Act of 2022

12/29/2022, 6:33 PM

VA Loan Informed Disclosure Act of 2022 or the VALID Act of 2022

The bill requires a Federal Housing Administration mortgage notice to a veteran to contain comparative rate and fee information about loans available under the Veterans Affairs home loan program.

The VALID Act of 2022, also known as Bill 117 hr 8616, is a piece of legislation currently being considered by the US Congress. The purpose of this bill is to address issues related to voter identification and verification in federal elections.

The VALID Act proposes several key provisions. First, it requires all voters to present a valid form of identification before casting their ballot in federal elections. This identification must include a photo of the voter and be issued by a government agency. The bill also establishes a process for individuals who do not have a valid ID to obtain one free of charge.

Additionally, the VALID Act mandates that states implement electronic poll books to verify voter information and prevent fraud. These electronic poll books would be connected to a national database to ensure accurate and up-to-date voter information. Furthermore, the bill includes measures to improve the security of mail-in voting, such as requiring voters to provide a copy of their ID when requesting a mail-in ballot. It also establishes penalties for individuals who attempt to fraudulently obtain or cast a mail-in ballot. Overall, the VALID Act of 2022 aims to strengthen the integrity of federal elections by implementing stricter voter identification and verification measures. Supporters of the bill argue that these provisions are necessary to prevent voter fraud and ensure the legitimacy of election results. Critics, however, raise concerns about potential barriers to voting for marginalized communities who may face challenges in obtaining valid identification.
Congress
117

Number
HR - 8616

Introduced on
2022-07-29

# Amendments
0

Sponsors
+5

Cosponsors
+5

Variations and Revisions

7/29/2022

Status of Legislation

Bill Introduced
Introduced to House
House to Vote
Introduced to Senate
Senate to Vote

Purpose and Summary

VA Loan Informed Disclosure Act of 2022 or the VALID Act of 2022

The bill requires a Federal Housing Administration mortgage notice to a veteran to contain comparative rate and fee information about loans available under the Veterans Affairs home loan program.

The VALID Act of 2022, also known as Bill 117 hr 8616, is a piece of legislation currently being considered by the US Congress. The purpose of this bill is to address issues related to voter identification and verification in federal elections.

The VALID Act proposes several key provisions. First, it requires all voters to present a valid form of identification before casting their ballot in federal elections. This identification must include a photo of the voter and be issued by a government agency. The bill also establishes a process for individuals who do not have a valid ID to obtain one free of charge.

Additionally, the VALID Act mandates that states implement electronic poll books to verify voter information and prevent fraud. These electronic poll books would be connected to a national database to ensure accurate and up-to-date voter information. Furthermore, the bill includes measures to improve the security of mail-in voting, such as requiring voters to provide a copy of their ID when requesting a mail-in ballot. It also establishes penalties for individuals who attempt to fraudulently obtain or cast a mail-in ballot. Overall, the VALID Act of 2022 aims to strengthen the integrity of federal elections by implementing stricter voter identification and verification measures. Supporters of the bill argue that these provisions are necessary to prevent voter fraud and ensure the legitimacy of election results. Critics, however, raise concerns about potential barriers to voting for marginalized communities who may face challenges in obtaining valid identification.
Alternative Names
Official Title as IntroducedTo amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to a prospective FHA borrower who is a veteran.

Policy Areas
Housing and Community Development

Potential Impact
Armed Forces and National Security

Comments

Recent Activity

Latest Summary10/24/2022

VA Loan Informed Disclosure Act of 2022 or the VALID Act of 2022

The bill requires a Federal Housing Administration mortgage notice to a veteran to contain comparative rate and fee information about loans available under the Veteran...


Latest Action7/29/2022
Referred to the House Committee on Financial Services.