Military Family Protection from Debt Act

8/22/2023, 8:15 PM

Military Family Protection from Debt Act

This bill expands eligibility for certain debt protections under the Servicemembers Civil Relief Act to the dependents of members of the Armed Forces.

Bill 117 HR 8114, also known as the Military Family Protection from Debt Act, aims to provide financial protection for military families facing financial hardship due to deployment or other military obligations. The bill seeks to address the issue of service members being targeted by predatory lenders and debt collectors while they are serving their country.

The key provisions of the bill include:

1. Prohibiting debt collectors from contacting service members while they are deployed or within 90 days of returning from deployment. 2. Requiring debt collectors to provide service members with information about their rights under the Servicemembers Civil Relief Act (SCRA) and other relevant laws. 3. Allowing service members to request a temporary suspension of debt collection activities while they are deployed. 4. Providing service members with access to free legal assistance to help them navigate debt collection issues. Overall, the Military Family Protection from Debt Act aims to ensure that service members and their families are not unduly burdened by debt collection activities while they are serving their country. The bill seeks to provide much-needed financial protection for military families facing financial hardship due to deployment or other military obligations.
Congress
117

Number
HR - 8114

Introduced on
2022-06-16

# Amendments
0

Sponsors
+5

Variations and Revisions

6/16/2022

Status of Legislation

Bill Introduced
Introduced to House
House to Vote
Introduced to Senate
Senate to Vote

Purpose and Summary

Military Family Protection from Debt Act

This bill expands eligibility for certain debt protections under the Servicemembers Civil Relief Act to the dependents of members of the Armed Forces.

Bill 117 HR 8114, also known as the Military Family Protection from Debt Act, aims to provide financial protection for military families facing financial hardship due to deployment or other military obligations. The bill seeks to address the issue of service members being targeted by predatory lenders and debt collectors while they are serving their country.

The key provisions of the bill include:

1. Prohibiting debt collectors from contacting service members while they are deployed or within 90 days of returning from deployment. 2. Requiring debt collectors to provide service members with information about their rights under the Servicemembers Civil Relief Act (SCRA) and other relevant laws. 3. Allowing service members to request a temporary suspension of debt collection activities while they are deployed. 4. Providing service members with access to free legal assistance to help them navigate debt collection issues. Overall, the Military Family Protection from Debt Act aims to ensure that service members and their families are not unduly burdened by debt collection activities while they are serving their country. The bill seeks to provide much-needed financial protection for military families facing financial hardship due to deployment or other military obligations.
Alternative Names
Official Title as IntroducedTo amend the Servicemembers Civil Relief Act to expand certain protections to dependents of members of the Armed Forces.

Policy Areas
Armed Forces and National Security

Comments

Recent Activity

Latest Summary8/22/2023

Military Family Protection from Debt Act

This bill expands eligibility for certain debt protections under the Servicemembers Civil Relief Act to the dependents of members of the Armed Forces.


Latest Action6/29/2022
Referred to the Subcommittee on Economic Opportunity.