Servicemembers’ Credit Monitoring Enhancement Act

12/29/2022, 11:03 PM

Servicemembers' Credit Monitoring Enhancement Act

This bill applies to uniformed service members free electronic credit monitoring that is currently available to active duty service members.

Bill 117 hr 7526, also known as the Servicemembers’ Credit Monitoring Enhancement Act, is a piece of legislation currently being considered by the US Congress. The purpose of this bill is to enhance the credit monitoring services available to members of the military in order to protect them from identity theft and fraud.

If passed, this bill would require the Department of Defense to provide free credit monitoring services to all active duty servicemembers, as well as to members of the National Guard and Reserves. These services would include regular monitoring of credit reports for signs of suspicious activity, as well as assistance in resolving any issues that may arise.

Additionally, the bill would require credit reporting agencies to provide servicemembers with free access to their credit reports upon request, in order to help them monitor their financial information and detect any potential problems. Overall, the Servicemembers’ Credit Monitoring Enhancement Act aims to provide members of the military with the tools they need to protect themselves from identity theft and fraud, and to ensure that they are able to maintain their financial security while serving their country.
Congress
117

Number
HR - 7526

Introduced on
2022-04-14

# Amendments
0

Sponsors
+5

Cosponsors
+5

Variations and Revisions

4/14/2022

Status of Legislation

Bill Introduced
Introduced to House
House to Vote
Introduced to Senate
Senate to Vote

Purpose and Summary

Servicemembers' Credit Monitoring Enhancement Act

This bill applies to uniformed service members free electronic credit monitoring that is currently available to active duty service members.

Bill 117 hr 7526, also known as the Servicemembers’ Credit Monitoring Enhancement Act, is a piece of legislation currently being considered by the US Congress. The purpose of this bill is to enhance the credit monitoring services available to members of the military in order to protect them from identity theft and fraud.

If passed, this bill would require the Department of Defense to provide free credit monitoring services to all active duty servicemembers, as well as to members of the National Guard and Reserves. These services would include regular monitoring of credit reports for signs of suspicious activity, as well as assistance in resolving any issues that may arise.

Additionally, the bill would require credit reporting agencies to provide servicemembers with free access to their credit reports upon request, in order to help them monitor their financial information and detect any potential problems. Overall, the Servicemembers’ Credit Monitoring Enhancement Act aims to provide members of the military with the tools they need to protect themselves from identity theft and fraud, and to ensure that they are able to maintain their financial security while serving their country.
Alternative Names
Official Title as IntroducedTo amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes.

Policy Areas
Finance and Financial Sector

Comments

Recent Activity

Latest Summary9/6/2022

Servicemembers' Credit Monitoring Enhancement Act

This bill applies to uniformed service members free electronic credit monitoring that is currently available to active duty service members.


Latest Action4/14/2022
Referred to the House Committee on Financial Services.