Health Coverage Choice Act
1/31/2025, 7:53 AMSummary of Bill HR 90
Bill 119 hr 90, also known as the Short-Term Limited Duration Insurance Act, aims to amend title XXVII of the Public Health Service Act to establish a clear definition of short-term limited duration insurance (STLDI). This type of insurance is designed to provide temporary coverage for individuals who are in between health insurance plans or experiencing a short-term gap in coverage.The bill seeks to address concerns about the lack of regulation and consumer protections surrounding STLDI plans. By defining STLDI and establishing guidelines for its coverage, the legislation aims to ensure that individuals who purchase these plans have access to essential health benefits and are protected from discriminatory practices.
In addition to defining STLDI, the bill also includes provisions for other purposes related to health insurance regulation. These may include measures to improve transparency in the insurance marketplace, enhance consumer protections, and promote affordability and accessibility of health insurance coverage. Overall, Bill 119 hr 90 represents an effort to address gaps in the current regulatory framework surrounding short-term limited duration insurance and to provide greater clarity and protections for individuals who rely on these plans for temporary coverage.
Congressional Summary of HR 90
Health Coverage Choice Act
This bill extends the maximum duration of short-term, limited-duration health insurance plans. The bill increases the maximum authorized initial term of such plans to a period that is less than 12 months (with a total duration of no more than 36 months, including renewals).
Current regulations limit the initial term to no more than three months and the maximum coverage duration to no more than four months, including renewals or extensions.
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Current Status of Bill HR 90
Bill HR 90 is currently in the status of Bill Introduced since January 3, 2025. Bill HR 90 was introduced during Congress 119 and was introduced to the House on January 3, 2025. Bill HR 90's most recent activity was Referred to the House Committee on Energy and Commerce. as of January 3, 2025Bipartisan Support of Bill HR 90
Total Number of Sponsors
6Democrat Sponsors
0Republican Sponsors
6Unaffiliated Sponsors
0Total Number of Cosponsors
0Democrat Cosponsors
0Republican Cosponsors
0Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 90
Primary Policy Focus
Alternate Title(s) of Bill HR 90
To amend title XXVII of the Public Health Service Act to provide for a definition of short-term limited duration insurance, and for other purposes.To amend title XXVII of the Public Health Service Act to provide for a definition of short-term limited duration insurance, and for other purposes.Comments
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Sponsors and Cosponsors of HR 90
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