House Bill 6321 - Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act

Purpose and Summary

Chamber: House

Introduced date: 2020-03-23

Recent Activity

Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Alternative Names

Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act

To provide financial protections and assistance for America's consumers, States, businesses, and vulnerable populations during the COVID-19 emergency and to recover from the emergency.

Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act

Associated Legislation

Fair Housing Further Enforcement Emergency Act of 2020

_______ Act of 2020

COVID-19 Emergency Housing Relief Act of 2020

Ensuring Affordable Housing Security During the Coronavirus Emergency Act of 2020

Emergency Relief for Student Borrowers Act of 2020

Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act

Emergency Relief for State, Territorial and Local Governments Act of 2020

Relief for Consumers During COVID–19 Act of 2020

To establish a Small Business Financial Assistance Program to support small businesses during the COVID-19 emergency, and for other purposes.

To temporarily ban stock buybacks until the impact of COVID-19 on the American financial system has ended.

Rental Eviction Moratorium Act of 2020

To fully implement the Initiative to Build Growth Equity Funds for Minority Businesses, and for other purposes.

To authorize supplemental appropriations for fiscal year 2020 for community development block grants, and for other purposes.

Relief for Small Businesses and Nonprofits Act

To permit, due to the COVID-19 emergency, Federal financial regulators to allow for the temporary waiver of requirements that a State, territory, or local government provide matching or cost-sharing funds before receiving a grant from a Federal financial regulator, to allow for certain reprogramming of funds to support unemployment, childcare, and healthcare programs, and for other purposes.

State Housing Relief Act of 2020

Disaster Protection for Workers’ Credit Act

To amend the Securities Exchange Act of 1934 to require issuers to disclose risks related to global pandemics, and for other purposes.

Fair Housing Enforcement Emergency Act of 2020

To correct technical omissions relating to international financial cooperation, and for other purposes.

To provide for a temporary debt collection moratorium during the COVID-19 emergency period, and for other purposes.

Disaster Protection for Workers’ Credit Act of 2020

Ensuring Diversity in Community Banking Act

To temporarily provide for Federal insurance of transaction accounts during the COVID-19 emergency.

To amend the Securities Exchange Act of 1934 to require issuers to make disclosures related to supply chain disruption risk, and for other purposes.

Tribal Access to Homeless Assistance Act

To establish a Congressional COVID-19 Aid Oversight Panel, to authorize the Special Inspector General for the Troubled Asset Relief Program to coordinate audits and investigations in connection with the receipt of Federal aid related to COVID-19, and for other purposes.

Coronavirus Housing Counseling Support Act

To require the Board of Governors of the Federal Reserve System to establish a credit facility to provide loans to small businesses, including small family farms, during the COVID-19 emergency.

To provide for mortgage forbearance during the COVID-19 emergency, and for other purposes.

Financial Literacy Education Commission Emergency Response Act

To establish requirements on accelerated filers receiving Federal aid related to COVID-19, to establish requirements on all corporations until Federal aid related to COVID-19 is repaid, and for other purposes.

Interagency Pandemic Guidance for Consumers Act

Workforce Emergency Response Act of 2020

To require the Board of Governors of the Federal Reserve System to provide zero-interest loans to minority depository institutions and community development financial institutions to combat COVID-19, and for other purposes.

Tribal Access to Homeless Assistance Act of 2019

To waive certain requirements with respect to in-person appraisals, and for other purposes.

COVID-19 Emergency Housing Relief Act of 2020

To increase the amount available under the Defense Production Act of 1950 to respond to the coronavirus epidemic, and for other purposes.

Public Health Emergency Shelter Act of 2020

Policy Areas

Finance and Financial Sector

Potential Impact

Administrative law and regulatory procedures

Advisory bodies

Africa

Agricultural prices, subsidies, credit

Air quality

Alternative dispute resolution, mediation, arbitration

Appropriations

Atmospheric science and weather

Bank accounts, deposits, capital

Banking and financial institutions regulation

Business records

Canada

Cardiovascular and respiratory health

Child care and development

Civil actions and liability

Conflicts and wars

Congressional operations and organization

Congressional oversight

Consumer Financial Protection Bureau

Consumer credit

Corporate finance and management

Debt collection

Department of Agriculture

Department of Housing and Urban Development

Disability and paralysis

Disaster relief and insurance

Economic performance and conditions

Education programs funding

Emergency medical services and trauma care

Employee benefits and pensions

Employee hiring

Employee leave

Executive agency funding and structure

Federal Deposit Insurance Corporation (FDIC)

Federal Housing Finance Agency

Federal Reserve System

Financial crises and stabilization

Financial literacy

Financial services and investments

First responders and emergency personnel

Foreign language and bilingual programs

Fraud offenses and financial crimes

Government employee pay, benefits, personnel management

Government information and archives

Government lending and loan guarantees

Government studies and investigations

Health

Health care costs and insurance

Health care coverage and access

Health personnel

Health programs administration and funding

Health promotion and preventive care

Health technology, devices, supplies

Higher education

Homelessness and emergency shelter

Housing and community development funding

Housing discrimination

Housing finance and home ownership

Housing supply and affordability

Income tax exclusion

Indian social and development programs

Infectious and parasitic diseases

Infrastructure development

Interest, dividends, interest rates

International organizations and cooperation

Landlord and tenant

Latin America

Low- and moderate-income housing

Manufacturing

Medical tests and diagnostic methods

Mexico

Military procurement, research, weapons development

Minority and disadvantaged businesses

Minority health

Motor vehicles

Multilateral development programs

National Credit Union Administration

Natural disasters

Photography and imaging

Postal service

Poverty and welfare assistance

Public contracts and procurement

Public participation and lobbying

Public utilities and utility rates

Refugees, asylum, displaced persons

Retail and wholesale trades

Securities

Self-employed

Sex, gender, sexual orientation discrimination

Small business

Social work, volunteer service, charitable organizations

Solid waste and recycling

State and local finance

Student aid and college costs

Tax-exempt organizations

Telephone and wireless communication

Trade agreements and negotiations

U.S. territories and protectorates

Unemployment

Veterans' medical care

Wages and earnings

Water quality

Water use and supply

Women's health

Worker safety and health

World health

Sponsors and Supporters

Rep. Waters, Maxine [D-CA-43]

Cosponsors and Supporters

Committees and Subcommittees

Agriculture Committee

Judiciary Committee

Small Business Committee

Education and the Workforce Committee

Ways and Means Committee

Financial Services Committee

Variations and Revisions