Disaster Resiliency and Coverage Act of 2025

Referred to the Committee on Ways and Means, and in addition to the Committee on Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Bill 119 hr 1105, also known as the Individual Household Disaster Mitigation Act, aims to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act. The main goal of this bill is to require the President to establish a program specifically focused on helping individual households mitigate the impact of disasters.

The bill emphasizes the importance of proactive measures to reduce the vulnerability of households to disasters, rather than just providing assistance after the fact. By establishing this program, the government aims to empower individuals to take steps to protect their homes and families from the devastating effects of natural disasters.

In addition to creating the individual household disaster mitigation program, the bill also includes provisions for other purposes related to disaster relief and emergency assistance. These additional measures are intended to enhance the overall effectiveness of disaster response efforts and ensure that resources are allocated efficiently and effectively. Overall, Bill 119 hr 1105 represents a proactive approach to disaster management and aims to prioritize prevention and mitigation strategies to reduce the impact of disasters on individual households. By requiring the President to establish this program, the bill seeks to improve the resilience of communities and reduce the need for costly disaster relief efforts in the future.