Opening Plans to Individuals and Offering New Services for Mental Health Act of 2023

1/15/2025, 4:39 PM

Opening Plans to Individuals and Offering New Services for Mental Health Act of 2023 or the OPTIONS Act of 2023

This bill allows a high-deductible health plan (HDHP) to provide up to $500 of mental health benefits before the annual deductible is met as part of its plan benefits and still be classified as an HDHP. 

Under current law, to be considered health savings account-eligible, an HDHP must have a deductible above a certain minimum threshold amount, which is adjusted annually. For 2024, a health plan's annual deductible must be at least $1,600 for self-only coverage and $3,200 for family coverage to qualify as an HDHP. 

Bill 118 hr 5752, also known as the Opening Plans to Individuals and Offering New Services for Mental Health Act of 2023, aims to improve access to mental health services for individuals in the United States. The bill proposes several key provisions to achieve this goal.

First, the bill calls for the development of comprehensive mental health plans that are tailored to the needs of individuals. These plans would include a range of services such as counseling, therapy, and medication management. The goal is to ensure that individuals have access to the care they need to address their mental health concerns.

Second, the bill seeks to expand access to mental health services by increasing funding for mental health programs and services. This includes funding for community mental health centers, school-based mental health services, and telehealth services. By increasing funding for these programs, the bill aims to make mental health services more accessible to individuals across the country. Additionally, the bill includes provisions to improve mental health education and awareness. This includes funding for mental health education programs in schools and communities, as well as initiatives to reduce stigma surrounding mental health issues. By increasing education and awareness, the bill aims to promote early intervention and treatment for individuals struggling with mental health concerns. Overall, Bill 118 hr 5752 seeks to address the growing need for mental health services in the United States by improving access to care, increasing funding for programs and services, and promoting education and awareness. If passed, this bill has the potential to make a significant impact on the mental health of individuals across the country.
Congress
118
Number
HR - 5752
Introduced on
2023-09-27
# Amendments
0
Sponsors
+5
Cosponsors
+5

Status of Legislation

Bill Introduced
Introduced to House
House to Vote
Introduced to Senate
Senate to Vote

Purpose and Summary

Opening Plans to Individuals and Offering New Services for Mental Health Act of 2023 or the OPTIONS Act of 2023

This bill allows a high-deductible health plan (HDHP) to provide up to $500 of mental health benefits before the annual deductible is met as part of its plan benefits and still be classified as an HDHP. 

Under current law, to be considered health savings account-eligible, an HDHP must have a deductible above a certain minimum threshold amount, which is adjusted annually. For 2024, a health plan's annual deductible must be at least $1,600 for self-only coverage and $3,200 for family coverage to qualify as an HDHP. 

Bill 118 hr 5752, also known as the Opening Plans to Individuals and Offering New Services for Mental Health Act of 2023, aims to improve access to mental health services for individuals in the United States. The bill proposes several key provisions to achieve this goal.

First, the bill calls for the development of comprehensive mental health plans that are tailored to the needs of individuals. These plans would include a range of services such as counseling, therapy, and medication management. The goal is to ensure that individuals have access to the care they need to address their mental health concerns.

Second, the bill seeks to expand access to mental health services by increasing funding for mental health programs and services. This includes funding for community mental health centers, school-based mental health services, and telehealth services. By increasing funding for these programs, the bill aims to make mental health services more accessible to individuals across the country. Additionally, the bill includes provisions to improve mental health education and awareness. This includes funding for mental health education programs in schools and communities, as well as initiatives to reduce stigma surrounding mental health issues. By increasing education and awareness, the bill aims to promote early intervention and treatment for individuals struggling with mental health concerns. Overall, Bill 118 hr 5752 seeks to address the growing need for mental health services in the United States by improving access to care, increasing funding for programs and services, and promoting education and awareness. If passed, this bill has the potential to make a significant impact on the mental health of individuals across the country.
Policy Areas
Taxation

Comments

Related

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Committee:  Ways and Means

Recent Activity

Latest Summary1/15/2025

Opening Plans to Individuals and Offering New Services for Mental Health Act of 2023 or the OPTIONS Act of 2023

This bill allows a high-deductible health plan (HDHP) to provide up to $500 of mental health benefits before the...

Latest Action12/17/2024
Referred to the Subcommittee on Health.