RISE & SHINE Act

9/5/2023, 1:48 PM

Retirement Improvement and Savings Enhancement to Supplement Healthy Investments for the Nest Egg Act or the RISE & SHINE Act

This bill makes various changes with respect to employer-sponsored retirement plans.

For example, the bill allows plans sponsored by charities, educational institutions, and nonprofit organizations (i.e., 403(b) retirement plans) to participate in multiple employer plans and pooled employer plans.

The bill also revises the notice and disclosure requirements for certain retirement plans, and it permits plan sponsors to make emergency savings accounts available to participants of defined contribution plans.

Congress
117

Number
S - 4353

Introduced on
2022-06-07

# Amendments
0

Sponsors
+5

Cosponsors
+5

Variations and Revisions

6/21/2022

Status of Legislation

Bill Introduced
Introduced to House
House to Vote
Introduced to Senate
Senate to Vote

Purpose and Summary

Retirement Improvement and Savings Enhancement to Supplement Healthy Investments for the Nest Egg Act or the RISE & SHINE Act

This bill makes various changes with respect to employer-sponsored retirement plans.

For example, the bill allows plans sponsored by charities, educational institutions, and nonprofit organizations (i.e., 403(b) retirement plans) to participate in multiple employer plans and pooled employer plans.

The bill also revises the notice and disclosure requirements for certain retirement plans, and it permits plan sponsors to make emergency savings accounts available to participants of defined contribution plans.

Alternative Names
Official Title as IntroducedA bill to amend the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code of 1986 to improve retirement plan provisions, and for other purposes.

Policy Areas
Labor and Employment

Potential Impact
Accounting and auditing•
Administrative law and regulatory procedures•
Bank accounts, deposits, capital•
Business ethics•
Congressional oversight•
Credit and credit markets•
Department of Labor•
Department of the Treasury•
Elementary and secondary education•
Employee benefits and pensions•
Employment and training programs•
Federal preemption•
Federal-Indian relations•
Government information and archives•
Government studies and investigations•
Higher education•
Income tax deferral•
Inflation and prices•
Interest, dividends, interest rates•
Intergovernmental relations•
Labor-management relations•
Social work, volunteer service, charitable organizations•
Tax-exempt organizations•
Temporary and part-time employment•
User charges and fees

Comments

Recent Activity

Latest Summary9/5/2023

Retirement Improvement and Savings Enhancement to Supplement Healthy Investments for the Nest Egg Act or the RISE & SHINE Act

This bill makes various changes with respect to employer-sponsored retirement plans.

...


Latest Action6/21/2022
Placed on Senate Legislative Calendar under General Orders. Calendar No. 426.