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Home Mortgage Disclosure Adjustment Act

1/11/2023, 1:31 PM

Congressional Summary of HR 4997

Home Mortgage Disclosure Adjustment Act

This bill amends the Home Mortgage Disclosure Act of 1975 to exempt from maintenance of mortgage loan records and disclosure requirements depository institutions that have originated in each of the two preceding calendar years:

  • fewer than 100 closed-end mortgage loans, and
  • fewer than 200 open-end lines of credit.

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Current Status of Bill HR 4997

Bill HR 4997 is currently in the status of Bill Introduced since April 20, 2016. Bill HR 4997 was introduced during Congress 114 and was introduced to the House on April 20, 2016.  Bill HR 4997's most recent activity was Referred to the House Committee on Financial Services. as of April 20, 2016

Bipartisan Support of Bill HR 4997

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
5
Democrat Cosponsors
0
Republican Cosponsors
5
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 4997

Primary Policy Focus

Finance and Financial Sector

Potential Impact Areas

- Banking and financial institutions regulation
- Business records
- Consumer credit
- Housing finance and home ownership

Alternate Title(s) of Bill HR 4997

Home Mortgage Disclosure Adjustment Act
To amend the Home Mortgage Disclosure Act of 1975 to specify which depository institutions are subject to the maintenance of records and disclosure requirements of such Act, and for other purposes.
Home Mortgage Disclosure Adjustment Act

Comments

Sponsors and Cosponsors of HR 4997

Tom Emmer
Tom Emmer
MinnesotaRepublican
Mick Mulvaney
Mick Mulvaney
South CarolinaRepublican
Blaine Luetkemeyer
Blaine Luetkemeyer
MissouriRepublican
J. French Hill
J. French Hill
ArkansasRepublican
Frank C. Guinta
Frank C. Guinta
New HampshireRepublican
Andy Barr
Andy Barr
KentuckyRepublican

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