Financial Institution Bankruptcy Act of 2016

1/11/2023, 1:30 PM

(This measure has not been amended since it was reported to the House on March 23, 2016. The summary of that version is repeated here.)

Financial Institution Bankruptcy Act of 2016

(Sec. 2) This bill amends federal bankruptcy law with respect to a "covered financial corporation" incorporated or organized under any federal or state law (other than a stockbroker, a commodity broker, or a domestic or foreign insurance company or financial institution meeting certain criteria) that is: (1) a bank holding company; or (2) a corporation that exists for the primary purpose of owning, controlling, and financing its subsidiaries, has total consolidated assets of $50 billion or greater, and whose annual gross revenues or consolidated assets meet specified tests.

(Sec. 3) The bill adds "Subchapter V - Liquidation, Reorganization, or Recapitalization of a Covered Financial Corporation," setting forth requirements and prohibitions regarding: (1) commencement of a case concerning a covered financial corporation; (2) a special trustee and bridge company; (3) special transfer of the property of the estate in bankruptcy; (4) treatment of qualified financial contracts and affiliate contracts; (5) licenses, permits, and registrations; (6) exemption from securities laws; and (7) inapplicability of certain avoiding powers.

A debtor holding company may transfer the assets (including executory contracts and unexpired leases) of a covered financial corporation, including the equity in all of its operating subsidiaries, to a newly-formed bridge company over a single weekend, during which a 48-hour stay of debt-collection proceedings (except payment and delivery obligations) shall apply.

The bill permits conversion to chapter 7 (Liquidation) of a case under subchapter V if certain conditions are met.

The Bankruptcy Court may not order an assets transfer unless it determines by a preponderance of the evidence that a transfer is necessary to prevent serious adverse effects on financial stability in the United States.

(Sec. 4) The judicial code is amended to require the Chief Justice of the United States to designate at least 10 bankruptcy judges to be available to hear a Subchapter V case in bankruptcy. Bankruptcy judges may request to be considered for such designation.

Congress
114

Number
HR - 2947

Introduced on
2015-07-07

# Amendments
0

Sponsors
+5

Cosponsors
+5

Variations and Revisions

4/13/2016

Status of Legislation

Bill Introduced
Introduced to House
House to Vote
Introduced to Senate
Senate to Vote

Purpose and Summary

(This measure has not been amended since it was reported to the House on March 23, 2016. The summary of that version is repeated here.)

Financial Institution Bankruptcy Act of 2016

(Sec. 2) This bill amends federal bankruptcy law with respect to a "covered financial corporation" incorporated or organized under any federal or state law (other than a stockbroker, a commodity broker, or a domestic or foreign insurance company or financial institution meeting certain criteria) that is: (1) a bank holding company; or (2) a corporation that exists for the primary purpose of owning, controlling, and financing its subsidiaries, has total consolidated assets of $50 billion or greater, and whose annual gross revenues or consolidated assets meet specified tests.

(Sec. 3) The bill adds "Subchapter V - Liquidation, Reorganization, or Recapitalization of a Covered Financial Corporation," setting forth requirements and prohibitions regarding: (1) commencement of a case concerning a covered financial corporation; (2) a special trustee and bridge company; (3) special transfer of the property of the estate in bankruptcy; (4) treatment of qualified financial contracts and affiliate contracts; (5) licenses, permits, and registrations; (6) exemption from securities laws; and (7) inapplicability of certain avoiding powers.

A debtor holding company may transfer the assets (including executory contracts and unexpired leases) of a covered financial corporation, including the equity in all of its operating subsidiaries, to a newly-formed bridge company over a single weekend, during which a 48-hour stay of debt-collection proceedings (except payment and delivery obligations) shall apply.

The bill permits conversion to chapter 7 (Liquidation) of a case under subchapter V if certain conditions are met.

The Bankruptcy Court may not order an assets transfer unless it determines by a preponderance of the evidence that a transfer is necessary to prevent serious adverse effects on financial stability in the United States.

(Sec. 4) The judicial code is amended to require the Chief Justice of the United States to designate at least 10 bankruptcy judges to be available to hear a Subchapter V case in bankruptcy. Bankruptcy judges may request to be considered for such designation.

Alternative Names
Official Title as IntroducedTo amend title 11 of the United States Code in order to facilitate the resolution of an insolvent financial institution in bankruptcy.

Policy Areas
Finance and Financial Sector

Potential Impact
Banking and financial institutions regulation•
Bankruptcy•
Federal Reserve System•
Federal appellate courts•
Financial services and investments•
Judges•
Judicial review and appeals•
Securities

Comments

Recent Activity

Latest Summary4/19/2016

(This measure has not been amended since it was reported to the House on March 23, 2016. The summary of that version is repeated here.)

Financial Institution Bankruptcy Act of 2016

(Sec. 2) This bill amends federal bankruptcy...


Latest Action4/13/2016
Received in the Senate and Read twice and referred to the Committee on the Judiciary.