Right to Lend Act of 2015

1/11/2023, 1:27 PM

Right to Lend Act of 2015

Repeals provisions of the Equal Credit Opportunity Act, as amended by Dodd-Frank Wall Street Reform and Consumer Protection Act, that require financial institutions to: (1) inquire whether businesses applying for credit for a women-owned, minority-owned, or small business are such a business; and (2) submit annually to the Consumer Financial Protection Bureau, in a manner to be made available to the public, a record of the responses to such inquiry, including census tract information and disclosures as to the race, sex, and ethnicity of the principal owners of such businesses.

Congress
114

Number
HR - 1766

Introduced on
2015-04-14

# Amendments
0

Sponsors
+5

Cosponsors
+5

Variations and Revisions

4/14/2015

Status of Legislation

Bill Introduced
Introduced to House
House to Vote
Introduced to Senate
Senate to Vote

Purpose and Summary

Right to Lend Act of 2015

Repeals provisions of the Equal Credit Opportunity Act, as amended by Dodd-Frank Wall Street Reform and Consumer Protection Act, that require financial institutions to: (1) inquire whether businesses applying for credit for a women-owned, minority-owned, or small business are such a business; and (2) submit annually to the Consumer Financial Protection Bureau, in a manner to be made available to the public, a record of the responses to such inquiry, including census tract information and disclosures as to the race, sex, and ethnicity of the principal owners of such businesses.

Alternative Names
Official Title as IntroducedTo amend the Equal Credit Opportunity Act to repeal a small business loan data collection requirement.

Policy Areas
Finance and Financial Sector

Potential Impact
Banking and financial institutions regulation
Business records
Credit and credit markets
Minority and disadvantaged businesses
Small business
Women in business

Comments

Recent Activity

Latest Summary4/20/2015

Right to Lend Act of 2015

Repeals provisions of the Equal Credit Opportunity Act, as amended by Dodd-Frank Wall Street Reform and Consumer Protection Act, that require financial institutions to: (1) inquire whether businesses apply...


Latest Action4/14/2015
Referred to the House Committee on Financial Services.