Regulation D Study Act

3/14/2024, 12:48 PM

(This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Regulation D Study Act - Directs the Comptroller General (GAO) to study the impact upon depository institutions, consumers, and monetary policy of the requirement that depository institutions maintain reserves in accordance with the Federal Reserve Act and Regulation D (Reserve Requirements of Depository Institutions).

Requires such study to include: (1) a historic review of how the Board of Governors of the Federal Reserve System has used reserve requirements to conduct U.S. monetary policy, (2) the impact of the maintenance of reserves upon depository institutions, (3) the impact upon consumers in managing their accounts, and (4) alternatives available to the Board to maintain reserves to effect monetary policy.

Congress
113

Number
HR - 3240

Introduced on
2013-10-03

# Amendments
0

Sponsors
+5

Cosponsors
+5

Variations and Revisions

12/3/2014

Status of Legislation

Bill Introduced
Introduced to House
Passed in House
Introduced to Senate
Senate to Vote

Purpose and Summary

(This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Regulation D Study Act - Directs the Comptroller General (GAO) to study the impact upon depository institutions, consumers, and monetary policy of the requirement that depository institutions maintain reserves in accordance with the Federal Reserve Act and Regulation D (Reserve Requirements of Depository Institutions).

Requires such study to include: (1) a historic review of how the Board of Governors of the Federal Reserve System has used reserve requirements to conduct U.S. monetary policy, (2) the impact of the maintenance of reserves upon depository institutions, (3) the impact upon consumers in managing their accounts, and (4) alternatives available to the Board to maintain reserves to effect monetary policy.

Alternative Names
Official Title as IntroducedTo instruct the Comptroller General of the United States to study the impact of Regulation D, and for other purposes.

Policy Areas
Finance and Financial Sector

Potential Impact
Bank accounts, deposits, capital•
Banking and financial institutions regulation•
Congressional oversight•
Federal Reserve System•
Government studies and investigations•
Monetary policy

Comments

Recent Activity

Latest Summary12/8/2014

(This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Regulation D Study Act - Directs the Comptroller General (GAO) to study the impact upon depository institutions, consumers, a...


Latest Action12/3/2014
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.